PRIVACY POLICY

PRIVACY POLICY

This Privacy Policy describes how AUSMAR Homes Pty Ltd (ABN 55 087 236208) and its related businesses collect and use your personal information.

AUSMAR respects the rights and privacy of all individuals and is committed to complying with the Privacy Act 1988 and the Australian Privacy Principles and protecting the personal information AUSMAR holds.

This Privacy Policy is provided free of charge.

WHY DOES AUSMAR COLLECT PERSONAL INFORMATION? HOW DOES AUSMAR  USE IT?

AUSMAR generally collects your personal information as part of providing you its products and services, informing you about them, complying with its contractual and other legal obligations, running promotions and other marketing activities or administering AUSMAR relationship with you by responding to your enquiries and providing you with information about AUSMAR events, products and services that may be of interest to you.

AUSMAR needs your personal information to carry out these aims. AUSMAR may use your personal information for those purposes, any other purpose listed on a collection statement at the point of collection or in any other way made clear at the time of collecting the personal information.

HOW DOES AUSMAR COLLECT PERSONAL INFORMATION?

AUSMAR may collect your information in person by sales and customer service staff, via its websites, social media pages, smart phone applications, phone calls and at display sites and other installations on paper forms or electronic devices (Collection Channels).

AUSMAR may also collect information from you if you provide products and/or services to AUSMAR (Service Provider Channels), and this personal information is generally collected to assist obtaining the products and/or services from you.

WHAT PERSONAL INFORMATION DOES AUSMAR COLLECT?

AUSMAR collects the types of personal information required to assist with providing our products and services and informing you about them.

This includes, through the Collection Channels, personal information such as your name, date of birth, phone number, email and home addresses and information to assist with AUSMAR customer relationship management and market research functions, which may include information relating to your interests, experiences and preferences.

For more specific contracting or finance purposes, AUSMAR may collect through Collection Channels loan application information, financial / banking information, guarantor / next of kin contact details.

Through Service Provider Channels, AUSMAR may collect information about your employment or trading history and any business, company or related entity you are involved with.

HOW DOES AUSMAR USE YOUR PERSONAL INFORMATION? TO WHOM WILL IT BE DISCLOSED?

AUSMAR may use your personal information for the primary purpose for which it was collected, i.e. the purpose specified in a privacy collection statement through a particular Collection Channel or Service Provider Channel or the purpose that could be reasonably expected at the time the information was collected. AUSMAR may also use your personal information for a secondary related purpose.

By submitting your personal information, you consent to AUSMAR using it to:

  1. provide you with products or services;
  2. complete an activity that you have chosen to undertake;
  3. administer AUSMAR’ relationship with you;
  4. monitor online activity on the AUSMAR website(s) and/or application(s);
  5. market, improve and add to AUSMAR products and services (including online);
  6. respond to a serious threat to an individual’s life or to public health or safety;
  7. respond to suspected unlawful activity; or
  8. where required or authorised by law.

AUSMAR may disclose personal information to other entities in the AUSMAR group of companies to help achieve one of the purposes described above or as required by law.

AUSMAR may also provide personal information:

to third parties engaged by AUSMAR to provide services, including IT services such as storing and managing databases, processing credit card information, mail outs, debt collection, marketing research and advertising; and to third parties authorised by you to receive personal information held by us.

CAN YOU REMAIN ANONYMOUS OR WITHHOLD PERSONAL INFORMATION?

Yes. Where practical, you may choose not to identify yourself, deal with us on an anonymous basis or use a pseudonym.

In some instances, if you do not provide AUSMAR with required personal information AUSMAR may not be able to provide you with the requested product or service, allow you to participate in promotion activities or obtain the product or service you are offering.

As a result, AUSMAR may need to cease existing sales processes, suspend, cancel or renew a contract (subject to its terms and conditions and relevant laws), withdraw an invitation or offer or decline your entry into a competition.

WILL YOU RECEIVE DIRECT MARKETING?

If you provide us with your personal information and you consent to receiving direct marketing communications from AUSMAR, you authorise us to send you promotional messages and materials related to AUSMAR products and services, unless you submit a later request not to receive direct marketing communications.

AUSMAR direct marketing messages and materials will contain a prominent statement (including, for electronic messages, a functional unsubscribe facility) that you may request not to receive direct marketing communications.

If you do not wish to receive marketing or other communications from us, please submit a request not to receive direct marketing communications or use the unsubscribe facility provided in the most recent communication from us or contact us on the details provided.

WILL YOUR INFORMATION BE DISCLOSED OVERSEAS?

AUSMAR is unlikely to disclose your personal information to any person or entity outside Australia, but will inform you if and when this is necessary.

HOW CAN YOU ACCESS AND CORRECT YOUR PERSONAL INFORMATION?

You generally have the right to access your personal information free of charge, subject to some limitations contained in the Privacy Act 1988.

The APPs set out some circumstances in which AUSMAR is not required to provide you with such access. If you ask for your personal information and any of these circumstances exist, you may be given access to the personal information in a way that is permitted under the Privacy Act 1988.

To protect personal information held by AUSMAR, you may need to confirm your identity before access to your personal information is granted. It may take a little time to process your application for access and retrieve information from storage (if applicable).

AUSMAR encourages you to update us so that AUSMAR has accurate, current and complete information. You may correct any errors or request that AUSMAR deletes all or some of your personal information. You may also submit a request not to have any further contact from us.

DOES AUSMAR USE ‘COOKIES’?

Yes. When you use AUSMAR website(s) and/or App(s), AUSMAR or its IT service providers may obtain information using technologies such as cookies, tags, web beacons, and navigational data collection (log files, server logs, and clickstream data) to better understand your user experience. For example, AUSMAR or its IT service providers may collect information like the date, time and duration of visits and which webpage’s are accessed.

This information is generally not linked to your identity, except where it is accessed via links in AUSMAR e-message or where you have identified yourself. AUSMAR may use knowledge of your user experience to better understand what products or services may be of interest to you.

HOW CAN YOU COMPLAIN ABOUT PRIVACY BREACHES?

If you have a complaint in relation to the collection, use or and disclosure of your personal information, please contact the AUSMAR Privacy Officer via the details provided below. The AUSMAR Privacy Officer will review all complaints received and respond to each complainant upon due consideration (which may require further information to be provided).

WILL THIS PRIVACY POLICY CHANGE?

AUSMAR may amend this Privacy Policy from time to time. Amendments will be effective immediately upon notification on this website.

WHO CAN YOU CONTACT ABOUT YOUR PERSONAL INFORMATION?

To contact AUSMAR about your personal information, concerns or complaints, email privacy@ausmargroup.com.au
Alternatively, write to: AUSMAR Privacy Officer, 8 Flinders Lane, Maroochydore Q 4558

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