Building a new home is an extremely exciting time, but it can also be quite daunting to sift through all of the available options.

A common statement we hear from Ausmar clients is that they know what they want but can’t find the right floor plan to suit their requirements. Often, clients may want to combine two or more floor plans, they have a tricky sloping block, or they just want something entirely different to a pre-designed floor plan.

This is where a custom build may be the perfect option.

In addition to pre-designed homes, Ausmar offers a custom building service for new homes across South East Queensland.

Keep reading to understand the key benefits of building a custom home with Ausmar.

A truly custom home design service

Our in-house designers are experienced in designing the full gamut of homes, including small country cottages, award-winning sustainable eco-friendly homes, duplexes, acreage homes and multi-level units. This means that there is no home too small, too big or too unique for the custom team at Ausmar Homes.

An affordable custom home building solution

While it’s true that building a custom-designed home is often more expensive than choosing a standard design, Ausmar’s custom design team will work with you to create a home that suits both your design preferences and your budget. Our custom clients benefit from cost savings passed on by the Ausmar Group’s buying power, shared administration services and network of experienced professionals.

Clear and consistent communication

Just like any new home journey, a custom build can be very exciting. That’s why we want to keep you updated on progress every step of the way. Our My Build Diary provides real-time construction updates and documentation in one convenient location. The user-friendly system allows clients and Ausmar to upload documents, manage payments, work through variations and follow construction progress right from your mobile phone or computer.

Sloping block building specialists

If you’ve purchased a block that’s a little less than flat, don’t despair. Ausmar has been building custom homes in Brisbane and the Sunshine Coast for almost three decades, so we’ve seen and built on all types of land. Sloping sites are no exception.

Custom building experts in South East Queensland

Ausmar is committed to providing honest, open and transparent advice to all of our clients. If you want advice on what custom designs may suit your dream block of land – whether it’s already been purchased or not – we’d love to hear from you.

Contact our team today to start your custom building journey.


Tell us a little bit about yourselves

Frank and I are middle-aged with two adult children; Olivia, 22 years and Sam, 19 years. All of us are in full time employment. We built and lived in Bracken Ridge for 27 years and felt that our house design was no longer suitable.

Why did you decide to build your first home rather than buy an existing dwelling?

We wished to stay close to the Bracken Ridge area and our current facilities so we started searching for an established house around Shorncliffe, Sandgate or Brighton. Talk about unaffordable! Tiny houses or total reno houses at top prices or hugely expensive properties that didn’t have the design requirements we were looking for. We started to think it was impossible.  Real estate was selling like hot cakes too.

We started looking for blocks of land instead so we could build what we would truly be happy with. Almost giving up, we nabbed a subdivided small block of 400m2 in Brighton, just 600m to the waterfront.

What were the initial steps you took to find the right builder for your family?

Once we bought our land, the search was on to find a house to fit the 10m wide by 40m long block. Google is a wonderful thing. That was the beginning of our winning relationship with Ausmar.

We decided to build because we had a particular floor plan in mind as our children and ourselves required more privacy. No pre-existing homes had the layout we liked. We weren’t up for a renovator with our busy work schedules.

A lot of research was involved in finding a block of land that was suitable and walking distance to the waterfront. We’ve got three dogs to keep happy too.

What were some key factors in deciding to build with Ausmar?

Researching builder’s floor plans I came across the Ausmar Ashbury design and found that this would be perfect for what we wanted on our small block. Ausmar has excellent customer reviews, family history and community project involvement so I touched base with Tyrone, the consultant at Newport Display Village, as a first step. We had a great first impression so we set an appointment time to meet. Tyrone was upfront, honest, extremely helpful and professional – I trust my gut.

What Ausmar house design did you choose and why?

Through discussion with Tyrone we found the floor plan to be perfect and with Tyrone’s assistance he personalised it to our needs by adding storage spaces and adjusting room sizes.  The Ashbury design fitted on a small lot but still looked big and impressive and the Beach facade we chose fit in with not only the bayside location but our individual style. The upstairs living suited our adult children much like a private small apartment and our main bedroom on the lower level at the back of the house was good for us as we get older and prefer not to climb stairs. We also liked the side door access, it adds privacy and also allowed space for a media room as a part of the downstairs living. We dislike house designs that have wasted space. The Ashbury has no wasted space in the design but allowed for an opportunity to increase storage space which was possible as part of our plan.

Overall, how was your initial sales experience with Ausmar?

Consultants sometimes can be overbearing and overwhelming however we were fortunate to find that Tyrone was nothing but truly patient assisting us with different ideas to fully inform us as to what we would expect building with Ausmar and was very mindful of our budget. After several meetings with Tyrone, a plan was formed that we were all happy with and the next stage of contract signing was in place.

Tell us about your experience at Ausmar’s interior design studio, Atelier:

Prior to booking in to see Sandi our colour consultant we found the on-line virtual showroom that we browsed through prior to our visit was helpful. We also prepared an inspiration board that we emailed to Sandi ready for our appointment. Meeting Sandi it was obvious that her knowledge and flare for design and colour was apparent. Sandi had prepared ready for our meeting suggestions and helped keep us on track and budget. This process was fun and easy and we felt like we made good colour decisions that would stay in style for a long time.

Were the available Atelier inclusions suitable for your family?

We noticed Ausmar’s standard range was excellent in quality and style and we ended up with quality fittings and accessories. Sandi was able to source additional selections that we wanted with ease, arranged information on alternate fixtures and fittings and was able to pre-empt issues to adjust. She was very thorough, professional and worth her weight in gold.

How was the communication with Ausmar once your build started on site?

The communication from Ausmar leading into and starting the build was always prompt and thorough and access to their Buildertrend app was a great tool to keep us in the loop and up to date on certificates, various documents, colour selection, daily schedules and invoices. Any issues were quickly resolved with our site supervisor Joshua and our Client Liaison Officer Mel. Quite often Joshua rectified anything that he saw of concern before we even questioned it. His rapport with Ausmar contractors was truly admirable. Happy tradies, better build.

What feature do you love most about Ausmar’s Ashbury design?

Frank’s and my favourite feature in our new home is the open plan living spaces and storage additions. Our kids’ favourite feature is the large balcony at the front.

Do you have any tips for other new home builders?

Go with your gut feeling. Work with a team you trust. Go with strong reputable builders no matter the budget.

Would you recommend Ausmar Homes to family and friends?

Family and friends that have visited us in our new home have been impressed with what we have achieved in design for space and comfort.

We are proud to recommend Ausmar Homes as we are so thrilled with the design, quality and value.


Find out more about Ausmar’s Ashbury design here.

Read more customer experiences here: Top 10 tips from a first home buyer.

Contact Ausmar to start your new home building journey: Contact us


Terrace homes have become increasingly popular in South East Queensland, particularly with first home buyers, investors and downsizers looking for exceptional value, low maintenance properties close to excellent amenities.

The team at Ausmar Homes is extremely proud to have won the Queensland Housing Industry Association (HIA) Small Lot Housing Award for our Brunswick terrace. The HIA awards are the most prestigious in the industry, with judges considering the best design, finishes and price for the overall winner.

Ausmar Homes’ General Manager Josh Green shares his thoughts on the Brunswick terrace, currently on display at Aura.

What is your favourite feature of the Brunswick?

The Brunswick has a tonne of natural light – enhanced by the internal courtyard – which I think makes it an absolute standout, especially when compared to other terrace designs on the market. It helps make the home feel a lot bigger than it actually is.

What type of buyer does the Brunswick appeal to most?

The majority of our enquiries have been from first home buyers. I think this is primarily due to the really high level of inclusions at a much lower price point than a typical house and land package. Our terrace homes tend to be built within reputable communities such as Aura, close to excellent amenities and requiring minimal maintenance – all benefits which have also been popular with investors and downsizers.


Why do you feel the Brunswick won such a prestigious award?

For a small home, the Brunswick really packs a punch. It includes all of the necessities in a thoughtful design that is suitable for a range of buyers at different life stages.


Where can Ausmar build a terrace home? Springfield, Aura, private developments?

Ausmar typically builds terrace homes as part of bigger community developments such as Aura. We do also have the option of building custom terrace homes for buyers providing the block of land and covenants will allow it.


The Brunswick is open for viewing at Stockland’s Aura display village.

31 Leslie Crescent, Baringa QLD, Australia


First home buyers Alanna and Henry received the keys to their brand new Ausmar home in November 2020. Alanna has been kind enough to share her top 10 tips for other first home buyers to make the experience just as enjoyable as theirs.

Building a home can be such a daunting process, especially when it’s your first home. I was putting off the process at first because I just didn’t know where to start. When the Federal Government announced the HomeBuilder grant we knew it was time to bite the bullet and start seriously looking into building our first home. We learned a few things along the way – here are our top ten tips to help make your experience as enjoyable as possible.


1: Do your research

This is cliche, I know, but it seems like there’s an infinite number of builders, with an infinite number of floor plans. It can be so overwhelming! We started the process by looking online at builders in our preferred area to see their style of homes, what other customers were saying about them and their price points. We found this to be so helpful in narrowing down the initial list of display homes we wanted to look at.


2: Visit display homes

Some of the homes we thought we’d love turned out to be pokey and impractical when we visited the display home in person. Visiting the displays was a really good way to get a feel for the designs we had shortlisted, as well as better understanding the different quality and inclusions provided by each builder. Ausmar’s Lockyer display at Newport was the first home we visited, and the last. We just kept coming back to it because we loved the way it felt, so we knew it was the right home for us.

3: Compare established homes to new builds

We looked at buying a few established homes, but when we compared them to the price of building new, we realised we’d be sacrificing on the style and age of the house if we bought something that was already established within our budget. Building new, and from Home in 8, meant that we could get exactly what we wanted within a quick timeframe that wasn’t much longer than the settlement period of an established house. Being eligible for the first home buyer and HomeBuilder grants also helped our decision!

4: Use the expertise of New Home Consultants

Our New Home Consultant Tyrone was so helpful. We didn’t realise that on top of knowing all about what Ausmar had to offer, that he’d also be able to help us find the right block of land. He’s worked in the industry and area for a long time, so he made lots of recommendations on the type of home that would work for our lifestyle and budget, and what land was available for sale in the area. Tyrone presented us with various land options and helped us to decide on the right option.

5: Spend time in the area you want to live before you buy

Both Henry and I grew up in the Bayside area, and I also work nearby. So we knew we loved the area and wanted to buy our first home here so we could be close to family, friends and work. We already knew a fair bit about Stockland’s Newport development, but once we seriously started looking at building, we went for more neighbourhood walks and visited the local cafes to get a better feel for the area. It helped us to be sure that we wanted to build in Newport.

6: Trust your Atelier Design Experts

We were pretty confident that we knew the style of home we wanted – lots of neutrals, with a slight coastal vibe. This was cemented when we saw one of Ausmar’s display homes at Newport designed by Darren Lockyer. It was the exact look we were after, so it made our colour selection process much easier. We’re told we did it in a record time of 2 hours! Having said that, there were a few things we got caught up on – such as the colour and texture of carpet. We thought we wanted a dark grey, but our colour consultant suggested we go with “Andersens Hazel Grove Everett” which is more of a ‘greige’ to suit our tiles. It took a little bit of convincing, but we’re so glad we listened to her advice because it looks absolutely amazing! Remember, interior designers do this all day everyday, so they know what works.

7: Choose a reputable builder

We’d heard so many horror stories about building a new home, and I’ll admit, we were a little scared of the process initially. We’d done some research on Ausmar before signing our contract and found that they’d won lots of awards and had a really good reputation with past customers so it helped put our minds at ease. I think it made all the difference for a positive experience by picking a professional, well-regarded builder.

8: Speak with your bank early

Finance was really the only hiccup we experienced. Our bank needed lots of documentation from us, and they weren’t prepared for such a quick build. We were really lucky that they turned everything around quickly in the end, and could make all of our progress payments on time, but it did stress us out initially. I’d recommend that you have all of your ID and credit history documents on hand, and speak with your bank early to ensure you can get into your home quickly.

9: Choose a home design that will grow with you

Ausmar’s Bellevue design was the perfect choice for us. It gives us enough space for friends to visit and stay, and will still be suitable if we’re in this house when we decide to start a family. If we move, we know that this design will also suit other home buyers at different life stages.

10: Move your partner to another state for the duration of your build

Look – this one’s a joke. I do not recommend moving your partner to another state when you’re building your first home! Henry works in the army and was deployed straight after our colour selection, not returning home until after handover. We were unable to even speak with each other throughout most of the build, so while I missed him a lot, it was probably helpful that we couldn’t keep going over our selections and wanting to make changes! I’m so glad our supervisor Liam kept me completely in the loop and was happy to answer any of my questions.


Subscribe to us on YouTube & see Alanna’s Homein8 journey as it unfolds.

Click here to find out more about Homein8


To celebrate the completion of Ausmar’s first Home in 8, we’ve put together a list of expectations versus reality when it comes to building a new Ausmar home in just eight weeks.


Expectation: A dodgy job

Reality: We hold ourselves to an extremely high standard at Ausmar. We use the same trusted trades and suppliers for Home in 8 as all of our other homes, so you can be certain that your home is of the highest quality.


Expectation: A small range of inclusions to choose from

Reality: Customers can choose from Ausmar’s full range of (not-so) standard inclusions, including stone benches, on-trend tapware and an aggregate driveway.


Expectation: An unfinished home

Reality: Your Home in 8 is ready to move into the day of handover – meaning you’ll have all of the things you want in your home, including a driveway, flyscreens and solar.


Expectation: High stress

Reality: Our highly skilled head office and construction teams have worked closely together to ensure we don’t over promise on what we can deliver. Keeping a tight schedule allows everyone to sleep well at night.


Expectation: A forgotten homeowner

Reality: Ausmar’s job is to keep the lines of communication open with every customer. Just because we’re building your home to a condensed timeframe absolutely does not mean we’ll condense customer communication.


Click here to find out more about building an Ausmar Home in 8.


For most First Home Buyers the journey is long and often times will involve many display home visits and house inspections with no end in sight. The reason being is that it is extremely hard to find one house (already existing) that will tick every box. But then you realise, the ‘right’ one can’t be found because it doesn’t exist yet.

Some home buyers are comfortable with finding an existing home that is close to but not quite perfect, while many opt to build their ideal home brand new. Building a house is exciting, maybe even more so than purchasing an existing home, you get to see it all unfold.

So you’ve made the exciting decision to build your first home, buckle up, it’s time for the adventure of a lifetime! Not only will you now start your journey to home ownership, but you get to be a part of every aspect of creating your very own slice of heaven.

Building a new home is extremely rewarding, however, the entire experience can sometimes be tainted if not properly prepared for and if the build team you choose is not experienced to take on such a project.

As overwhelming as it may seem, the home building process can actually be a very enjoyable experience, you just need to take the time at the start to do your research and plan accordingly.

So, to guide you through how to go about starting your journey to building your new home, here are some useful (and exciting) things to think about.

Start with an end goal in sight

As with any big project, you have to first clearly outline the end goal, so naturally when taking on a home build project you’d do the same. Creating your new home is all about setting goals for what your ideal home will consist of (also known as your ‘Wishlist’ & ‘Must Haves’) and then taking appropriate steps to achieve them.

Before even speaking to any home builders, it’s important that you take the time to think about what you want from a home. Think about the lifestyle you want to live and most importantly, think about your life a few years from now and what that looks like – your home should be built to cater to your present and future lifestyle (most Australians will live in their home for at least a few years once purchased or built).

Not only that, it’s good to think about what style of home you would like, your preferred location (or as close to that depending on your budget), the number of bedrooms etc. Even if nothing is set in stone as yet, having a clear direction will help give you a sense of what the end result should be and roughly what it will cost you (in both time and money).


Research is key

There are several things to consider when building a new home, all of which will have an impact on the end result. Doing your research before even starting the build talks is essential. A good place to start is having a general idea of the area that you would like to live in, location will, in turn, will have a flow-on effect to the budget which then will impact the home design and all other aspects of your new home.

Adequate planning will help you to better understand your options and/or limitations for when you do eventually consult with home builders and architects.

Once you know what your ‘end goal’ looks like, you can research your options accordingly based on what you’ve decided are your ‘Must-Haves’ and ‘Wishlist’ elements.

‘Must-Haves’ are the more practical and essential requirements of your home;

Where do you want to live?

What type of dwelling would you like? (single storey home, double storey home, townhouse)

What number of bedrooms should it have?


Your ‘Wishlist’ items are linked to the more emotional elements of the home;

Size and style of kitchen

Adding walk-in-robes

Number of bathrooms

Number of garages

Pool and other entertainment areas


This may seem like a lot to take in and think about at once, but most reputable home builders will have options of house and land packages and house designs on hand that would already tick some important boxes and that can be your starting point.


Confirm a budget

We’ve all heard the saying that property is most likely the biggest person that any person will likely make in their lifetime, which is why budgeting appropriately for this is not to be taken lightly.

During your home building journey, you will no doubt be reminded about and asked about your budget (and rightly so). This is THE most important aspect to get right straight off the bat. Everything from location, to house design to materials used, all are determined by budget constraints.

Having a realistic budget in mind will help focus your efforts and ensure you have sufficient funds at every stage of the build and a bit extra for contingencies.

When confirming your budget, of course, you’ll start (and end) with what you can afford to build your home, but you should consider how this cost (and the ongoing costs of home ownership) fits in with your overall plans for the future.

It is recommended to consult with experts in the industry to help you get an accurate and realistic indication of what budget you have to work with. Speaking with a loan expert to get you the right home loan can have a real impact on your finances in the short and long term. Getting this right will save you a world of headache and heartache down the track.

Once you know what funds you have available to work with, you can then carefully allocate this to the costs that you are likely to face (this is where your research done prior will come into play). It pays to be an educated home buyer (home builder), literally.

It is important to remember that the costs incurred during this time include but isn’t limited to just the actual build only – you should factor in costs for construction loan fees, cost of land, solicitor fees, taxes and other expenses pertaining to building a home.

Regardless of whether you choose to build a home or purchase an existing home, you will likely incur related fees and taxes – such as the nature of the property market. For this reason, it is wise (and highly recommended) to leave room in the budget for contingencies.


Start your new home build search

Now with all of that well thought out strategy and a confirmed (realistic) budget, you get to actively take steps to get the ’house building’ show on the road.

This is the point in the journey where it starts to feel a bit more real – the excitement builds, and you get to enjoy the process a bit more. Your search for suitable options kicks off and you look to find that ideal piece of land, you start looking into reputable home builders (preferably one who can provide a full-service build process) and definitely start visiting a few display homes for inspiration and take it from there. There is no timeline as to how long this step takes but it is always a good idea to not rush into any decisions.

Ultimately, the key to an enjoyable home build process is communication, ask lots of questions and make sure you understand all aspects of the project so that you can make informed decisions.

Master builders like Ausmar Homes will not only have a variety of turn-key house & land packages and house design options available that suit your specific budget and needs, they will also walk you through the entire build process ensuring your build is completed to the highest standard and as agreed.


The key takeaway

There is no single way to get into the property market and a wide range of options are available to first home buyers and first home builders alike, and there is no quick fix if your home building process doesn’t go as planned. Hence the importance of proper planning and consideration is key to a seamless new home build project.

So be sure to align yourself with experts in the industry who can help you navigate the process both financially and concerning the build itself.

Getting a foot in the property market doesn’t need to be an impossible dream, you can now have an Ausmar Home to call your own with a deposit as low as 10k.  This exclusive first home buyer solution gives you the opportunity to build a brand-new home with Ausmar Homes and all you need is;

To have a solid rental history, even if it’s as short as three months,

To be able to qualify for the state governments first owners grant and

To have a clear credit history

Ausmar Homes first home buyer’s solution (as with all our home builds) is backed by honesty, integrity, and transparency throughout the entire build process.

Simply contact our First Home build specialists and we’ll be in touch and have you on your way to owning your first home sooner than you thought.


The role of a first home buyer can feel intimidating, unnerving and filled with much uncertainty. This may be especially true when the first home buyer is planning to build their dream home. Building a new home still remains a great and exciting way to go. Knowing that your home has been built to your individuality and specifications is a feeling second to no others. Choosing the right builder to guide you through this journey can be the difference between the process seeming like a nightmare and reaching that goal of stepping into your first home. Taking the time to consider your options and making sure you connect with your builder is your first step toward a stress-free build.

Get Good Advice

Generally, a good first step would be to get some advice from family friends or even through reviews on builders online. Be rational in your approach to this advice and get a sense of the builder’s perceived strengths that will meet your needs. If the feedback around any perspective builder is generally positive you’re in a pretty good position to proceed.


Get to know your builder


Once you have your ‘shortlist’ it may be a good time to meet with prospective builders in person. By doing so you can get a true sense of their approach to your proposed project. You want to make sure you feel like a priority and that your build will be just as important.

Are they genuine?

But then, of course, there is the substantial must-haves that a builder should be able to present such as having adequate insurance, licences and qualifications. It’s fairly easy to check if a builder is licensed through online search tools – the Housing Industry of Australia (HIA) or the Master Builders of Australia (MBA) is a good place to start looking for their list of members and licensed builders.

What’s their experience and skillset

A build is always unique, and no two projects are the same. Make sure you ask as many questions around where the builder’s strengths lie and around key aspects of your build if you have something specific in mind for your home – how they approach these questions and how confident you feel after will give a good indication of how knowledgeable that particular builder is. Knowing that your builder has the necessary experience required for your project can help to ensure your new home build remains on time and most importantly, on budget. The last thing you want costly mistakes and oversights.

It is always recommended to work with an experienced builder as they will understand and be aware of the legalities and restrictions associated with a particular lot or piece of land or build practice.


Reference check

By now you will have a pretty decent idea on choosing your builder. The last suggested step in getting to your builder would be to review their portfolio and make sure their finished projects resemble the outcomes you initially expected. It may be worth asking for some references from other clients or tradespeople within their network.

Transparency and with No Hidden Costs

A large part of the ‘unknown’ when building your home can get a sense of the exact costs of the project and knowing you won’t be in for any surprises down the track. After all, you’re about to invest hundreds of thousands of dollars and every dollar counts in to ensure your home you get the dream you had hoped for.

Do your homework in order to understand the terms of the quote and contracts and what certain words or phrases mean in relation to your build project. If you receive any quote, a good approach would be to ensure it is itemised with as much detail as possible. If there are any points of uncertainty, clarify them then and there, that way there will be no misunderstandings once you’re ready to sign a contract.

It’s never in the best intentions of any builder to take advantage of a customer. It’ll only lead to damage to their reputation (which no builder wants). Having said that, misunderstandings can and do happen so ensure you’re proactive in your understanding of the cost structures and project management process. Master builders like Ausmar Homes make a point to walk you through the entire build process and keep you well informed  – they treat every build as if it was for their own home.

The more detail you can provide to your prospective builder of what exactly you are after, the more transparency you’ll have, giving you the confidence to know you’re getting a great value build. The keyword in that last sentence was value. The last thing you will want is a builder who cuts corners and workmanship in order to pass on a slightly cheaper price. Because it will only cost you in the long run.


Sign a contract only when you’re ready

Don’t be pressured into signing on the dotted line until you have all the information and confidence you need – being an educated home buyer will be your greatest advantage as you prepare to build your greatest asset. A good builder understands the gravity of the decision to build a home (especially for first home buyers) and will gladly answer all your questions and go through the details with you as many times as needed until you feel confident with proceeding with the build.

Getting legal advice is generally recommended however it will come at an additional cost so be sure to factor this into your overall budget.

To note: Slight changes to your contract here or there (can happen) and may result in delayed approval for a loan and drawing down payments from a construction loan etc. You can avoid this added stress by considering all aspect prior to signing the contract.

Furthermore, it is well-advised that further considerations be made to the following:

Are there any standard or additional warranties a builder can provide?

Can the builder offer any termite protection?

Make sure the contract provides a fully itemised list of quotes that you agreed upon.

Discuss communication between yourself and the builder (project manager) throughout the build

It makes all the difference to work with a build team you trust and would be happy to work with for the duration of the build (which is usually a few months). Once you’ve decided to go ahead with building your dream home, you’ll want it to be everything you’d hoped for, so choose a team that can help your dream become a reality.


How Ausmar Homes is helping First Home Buyers into their own homes sooner

With Ausmar Homes, becoming a homeowner can be your reality. The team at Ausmar Homes wants to show you how you can escape the rental rut and own your first home with as little as $10K deposit.

This is an exclusive first home buyer’s solution that gives you the opportunity to enter the market and build something of your very own. No gimmicks, we just have a way to help people, couples and families just like you to achieve owning a home sooner.

It is a sensible solution that allows the first home buyer to build a brand-new home with Ausmar Homes.

You can now enjoy your very own home without unnecessary mortgage stress. All you need is;

To have a solid rental history, even if it’s as short as three months,

To be able to qualify for the state governments first owners grant and

To have a clear credit history

We want you to love your home for a lifetime so it’s all about ensuring you’re in a qualified position to start a new home build. Align yourself with experts in the industry who can help you navigate the process.

Ausmar Homes first home buyer’s solution (as with all our home builds) is backed by honesty, integrity and transparency throughout the entire build process. We want you to enjoy the journey without the stress and worry that may come with such a significant project.

Ausmar Homes is an award-winning builder who has built a strong reputation of being accessible and communicate throughout the build process.

Simply contact our First Home build specialists and we’ll be in touch and have you on your way to owning your first home sooner than you thought.


If deciding to become a homeowner isn’t a big enough undertaking, as a home buyer you are faced with the age-old decision of whether it’s best for you to buy an existing property or buy land and build a brand new home.

For many First Home Buyers and home buyers in general, not enough is known about the home building process, resulting in it not even being considered as an option to potential home buyers who then just buy existing.  While both alternatives offer significant financial and lifestyle benefits. Ultimately, the answer as to which is the “better” option will depend solely on the priorities and preferences of the buyer (you).

And for one of the most emotionally charged purchases of your life you would want to be sure that the house you move into is right for you as a ‘home’ and as a financial investment. Once you know what your particular needs and wants are you can decide what is classed as “better”.

So, in the interest of curiosity, let’s take a look at both alternatives and the advantages and disadvantages of each.





For first home buyers (and all home buyers in fact), the excitement of this milestone is incredible, and you probably can’t wait to start your life in your new home straight away. It’s no secret that buying an established home can be more convenient at the start because once you sign the dotted line you can start planning to move in.

This is where buying an existing home has the biggest advantage, by going his route you will get into your newly purchased home sooner. The process of purchasing an existing house is much simpler and less involved than a new build.

When purchasing an existing home all you need is;

Loan pre-approval

Make an offer

Sign conditional contract

Your building and related inspections (a crucial step)


In some instances, it can be as quick as 30 -60days from signing the conditional contract to settlement.


As they say in real estate terms, location is key.  Established homes tend to be in established neighbourhoods and if being in close proximity to the city or town centre is high on your priority list, an existing home may be the way to go because in general, you can’t find vacant land to build on close to the city (unless you are on the market for a knockdown rebuild).

An existing home may be a better option if you would like to be in a particular established neighbourhood – near work, school, friends and/or family.

Having said that, with an existing home, the likelihood of finding a home in your dream location or the ideal neighbourhood is relatively high, though it is important to remember that along with the perfect location comes a hefty price tag to match.

So, unless you are confident the you have the budget to match you may still end up settling on an existing home that’s a bit further away from the ‘ideal’ than you’d hoped, and for many first home buyer’s this tends to be the reality. For an investor or a buyer who already owns a home this may be more of an advantage of ‘existing home’ versus ‘new build’ as they likely have equity in another property and are at a different (more established) financial position when on the house hunt. For the first home buyer, simply getting a foot into the property market may be a bigger priority than the perfect location. It’s all relative.

Negotiate on price

Another advantage of buying an existing property is the potential for you to buy at and sometimes below market value. Due to the existing property generally being much older, it won’t be without a few flaws, for this reason, there is potential for you to be in a position to negotiate a better purchase price following your building and related inspections or have the cost of repairs passed on to the seller (provided you have in place a conditional contract).

In order to take advantage of these opportunities to buy a property at a price below market value, you will need to put in the effort – do your research, work with a trusted industry professional and take your time.

Can create growth with renovation

An established property offers the potential to create further growth in equity, what this means is that if you were to find a property that is a bit run down and just needs a bit ow work (but is in a good location), you can do some cosmetic upgrades or add an extension  even – this will almost immediately add value to the property and give instant equity. Again, with many aspects of making an existing property perfect for your specific needs and lifestyle – there is a degree of cost that comes with it that home buyers need to consider and factor into their budget.

The potential is there, no doubt, but few (if any) can afford to take on any renovation work straight away and often leaves home buyers living in a less than ideal home for a while before they can make it their own.

As with any choice in life, there some drawbacks that need to be mentioned. These are not to say that it is a deal breaker buy they do need to weigh up against your specific circumstances to see if this is a suitable home buying option for you and your family.




As I briefly mentioned, there certainly are some significant financial drawbacks to purchasing an existing home. The main contributing factor to potentially spending more than initially planned is simply down to the fact that the property is dated and has been lived in previously. With this comes the likelihood that there will be a need for repairs and even upgrades needed to get the home into a state that you are happy to live in. As with any home buyer whether you are a first home buyer, an investor, or onto your second home – cost is always a deciding factor.

No FHOG or government incentives

Following on from the issue of cost, purchasing an existing home also means that buyers are not eligible for the First Home Owners Grant (FHOG) – a state government incentive that makes it easier for Australian’s looking to enter the property market – a helping hand. This grant is only available to first time home buyers purchasing a new property or for people who are building their own property (or contracting with a builder to do it on their behalf). The grant varies from state to state, you can read more about it here.

Hidden costs – Repairs & Maintenance

Not all that glitters is gold, and some buyers have been unpleasantly surprised down the track with just how much work is needed to get their newly purchased existing home to a comfortable (more functional) state.  For this reason, it’s important to always keep a level head and try to keep as much of the emotion out of the final decision as possible – don’t rush the biggest purchase decision of your life.

It also pays to do your due diligence when it comes to conducting the appropriate inspections before signing on the dotted line. Buying a home is a huge financial decision so naturally, you’d want to be sure that your investment is structurally sound and conducting professional building and pest inspections is how you can assess this.  These inspections will expose costly problems ahead of time and can save you bucket loads of money down the track.

More Compromise on design/features

An existing home is already there, set for you to move in and start living. But it is just that – already build, to someone else’s tastes and preferences. This is possibly the biggest disadvantage of buying an existing home – you won’t get exactly what you want.

Older homes, tend to be functionally out-dated, no longer meeting the needs of most buyers. Many of which don’t always offer the open plan living that most buyers now look for, or have fewer bathrooms or a small kitchen with cabinets that you don’t like etc. Almost every feature and design element in an existing home will be dated to some degree. Unless you find an existing home that has exactly what you want and is in perfect condition, you will have to spend additional money on renovations, repairs, decorating and/or landscaping.

Helpful hint: These additional expenses should be factored into the overall price, especially when comparing the feasibility of buying existing to the cost of building a new home from scratch.




You get exactly what you want

A new home is yours, based on your own individuality.  It’s like a blank canvas ready to be splashed with colour and built with a purpose, just for you and/or your family.  When building a new house (from scratch) you can design that home exactly the way that you want it. This is especially appealing to first home buyers since the new build property is going to be YOUR home. It’s a different situation if you’re purchasing this solely as a new investment, then decisions are based more on a numbers game.

Access to First Home Owner’s Grant (FHOG) and other incentives

Many first home buyers are drawn to building new due to the access to savings and concessions, such as reduced stamp duty for homes valued under a certain amount and the First Home Owner Grant (FHOG) – A state government incentive that makes it easier for Australian’s looking to enter the property market.

As of 2019, the current value of the FHOG in Queensland properties is $15,000 if you are buying or building a new home up to the value of $750,000. This grant is only available to first time home buyers purchasing a new property or for people who are building their own property (or contracting with a builder to do it on their behalf).

General FHOG eligibility criteria include;

The home you are buying, or building must be new and valued less than $750,000 (including land).

new home is a brand new dwelling that has not been previously occupied as a place of residence or sold as a place of residence.

You must be over 18 years old.

You must be an Australian citizen, have a permanent visa or be part of a joint first home owners grant application, along with an Australian citizen. In some circumstances, New Zealand nationals with a special category visa may also be eligible.

You must not have owned a home previously.

You have not received a first home owners grant previously.

You can read more on the First Home Owner’s Grant here

No need for repair and/or maintenance

New build homes are built to meet current building standards, are more energy efficient and is built with the latest technology. Having everything being brand new and to current standards means that you won’t need to fork out any extra money to carry out repair work and upgrades like you would in an existing home. Not having to deal with unplanned or surprise repair costs can help with your budgeting and financial planning over the years as you pay of your home loan repayments – giving you less mortgage stress 

Choice on land

By building a new home, you will have a much broader choice of where to build.  There are new home estates being developed regularly with a ‘community’ in mind, giving you the opportunity to live in a functional thriving neighbourhood utilising intelligent practices of town planning.

Greater capital gain

In most instances, a brand-new home is typically worth more after completion, than what it costs to build. 

There are many benefits associated with building a new home and the process is actually a lot easier than you may think, particularly when you choose to build with an award-winning Master Builder like Ausmar Homes




Because the home building process is a more involved one and the actual home is yet to be built, it does mean that it will take a bit longer to move in (as opposed to buying existing). On average it can take months to complete a new home build.

The inconvenience of accommodation during the build

During the moths of your new build you will likely remain renting (paying rent) or have to turn family to accommodate you for the duration of the build. Master builders like Ausmar Homes understands the significance of timing and offer their customers unrivalled communication through every stage of the build journey, allowing you to better plan and prepare with minimal inconvenience.

The cost could blow out

This is where your pre-build research will come into play. The more educated you are as a home buyer the better off you will be financial. There are some instances where builders might try to quote aspects of the build at a higher rate and because of this, you need to be an informed participant in the process. In addition to pricy quotes, you should always read and re-read your contract to be confident about what exactly is included in the build and what is not so that you avoid any nasty budget blowouts down the track (don’t make assumptions).



Now that we’ve looked at the advantages and disadvantages of both it’s evident that the decision ultimately is a unique one and will be different for each market and each type of buyer. On occasion, buying may be the better option for investors and home buyers who have a more established financial position and existing equity, whereas it may be that building new is more suited to those first home buyers who may need a helping hand in the form of government grants and incentives.

Helpful hint: Be sure to do your due diligence before signing on the dotted line to save yourself major headaches and heartache down the track whether you choose to build new or to buy an existing home.

With Ausmar Homes, becoming a homeowner can be a reality. The team at Ausmar Homes want to show you how you can escape the rental rut and own your first home with as little as $10K deposit

The is an exclusive first home buyer’s solution that gives you the opportunity to enter the market and build something of your very own. No gimmicks, we just have a way to help people, couples and families just like you to achieve owning a home sooner.

It is a sensible solution that allows the first home buyer to build a brand-new home with Ausmar Homes.

You don’t need to wait till you’ve saved a 10% or 20% deposit to own a beautiful Ausmar Home.  You can now enjoy your very own home without unnecessary mortgage stress. All you need is;

To have a solid rental history, even if it’s as short as three months,

To be able to qualify for the state governments first owners grant and

To have a clear credit history

We want you to love your home for a lifetime so it’s all about ensuring you’re in a qualified position to start a new home build.

Ausmar Home’s first home buyer’s solution (as with all our home builds) is backed by honesty, integrity and transparency throughout the entire build process. We want you to enjoy the journey without the stress and worry that may come with such a significant project.

Ausmar Homes is an award-winning builder who has built a strong reputation of being accessible and communicate throughout the build process.

Simply contact our First Home build specialists and we’ll be in touch and have you on your way to owning your first home sooner than you thought.


If you’re thinking about owning your own home, chances are, you’ll now also be considering a loan to facilitate that process.

For purchasing an existing home, the loan you apply for is a general home loan
When building a brand-new home, the loan you apply for is known as a construction home loan – this loan has a different loan structure to a general home loan.
Taking out a home loan (also known as a mortgage), is a necessary aspect of life for most Australians looking to enter the property market. For first home buyers and first home builders, it’s probably the most overwhelming concept to get your head around, especially with the increasing number of home loan options available on the market and the various factors that influence it.

Regardless of the number of loan types available, the amount that the home loan will cost you is fundamentally based on three things

Principal – the amount you borrow
Interest – how much you pay to borrow the money. Interest is calculated on the outstanding amount
Fees – these fees can vary depending on the lender you choose
In this article we will explain both the regular home loan and the construction home loan.



What is a home loan?

In its simplest form, a home loan is a loan advanced to you by a bank or lender, enabling you to buy a house. The majority of Australians can’t afford the high cost of a home upfront, hence the need for a home loan. The loan – which you will then pay off over an extended period of time (usually 25 or 30 years) is secured against your property. What this means is, that if at any time you are unable to consistently make your loan repayments, your lender will require you to sell the property to settle the debt.

Types of home loans?

To decide which type of home loan is best suited to your circumstances, it’s important that you better understand how each works. Without proper understanding of home loan features and structure, it is easy to get overwhelmed. The home loan types listed below are some of the most common available to Australians.

Variable Rate Home Loan – Is a loan in which the interest rate charged will change as the market interest rate changes. This means that your payments will vary as well.



Flexibility – You can make extra repayments (helping you to pay off your loan sooner)
Offset Account feature – An option where you can place a portion of your income into an offset account to subtract from your home loan principal.
Redraw facility – If you’ve made additional repayments, you borrow some of the money you’ve already paid (should the need arise)
Easier to switch – It is generally easier (and cheaper) to switch loans if you’re on a variable rate home loan.

Inconsistent budgeting – this type of loan makes it a bit harder to budget as payment amounts fluctuate with market rates


Fixed Rate Home Loan – As the name suggests, with this home this home loan offer a fixed (locked in) interest rate for a specific period. During the “fixed” period which can be from one to ten years (depending on the lender), your interest rate and your loan repayments won’t change.


The main and most obvious advantage to a fixed rate home loan is that it gives you certainty of repayment, allowing you to better plan and prepare financially.
Interest rate increases won’t affect you

Little to no flexibility – any large additional payments can’t be made, and should you want to re-finance your home loan, you are likely to face break fees
Rate drops won’t apply to you

Split Home Loans – Is a mortgage by which part of your loan is on a fixed rate and part is on a variable rate. This type of loan offers somewhat of a middle ground, giving you the flexibility of the variable rate loan with the security of the fixed rate loan.


You get to enjoy the advantages of both loan types depending on the life stage of your loan

You can also be affected by the disadvantages of both loan type depending on the life stage of your loan and your

Interest Only Home Loan – Is a loan type where you (the borrower) is required to pay only the interest and any subsequent fees for a fixed period of time – this I usually for a short period of time (1-7 years depending on the lender), after which, the loan repayments will revert to a interest and principal loan structure. An interest only home loan is popular among investors who claim the interest as a tax deduction. It’s also popular among buyers who only plan on holding on to the property for a limited time before selling it.

It’s important to note that an interest only loan will not be a viable options for every home buyer – the smaller the amount of the loan principal that you repay, the more overall interest you will end up paying on your loan over the years (once the interest only period has ended).


Smaller repayments initially
Tax deductible

Financial stress once the interest only period ends, and you can’t service the interest and principal (combined) repayments
Pay more interest – the more principal you have owing the more interest you end up paying
You don’t build equity – the principal element of the home loan repayments is what contributes to your equity in the home (the more principal you repay, the more equity you have in the property), therefore, for the duration of the interest only period you do not have any equity and are reliant solely on the property value increase should you wish to sell during that time.

Line of Credit Home Loan – Otherwise known as ‘Home Equity Loans’ is an open-ended loan that is borrowed against the equity in your own home. The amount you borrow will depend on the amount of equity you have in your home. It’s important to realise that this type of structure is not a “free for all” because after you draw from your line of credit you will need to make extra repayment to compensate or you run the risk of extending the life of your loan.

Important to note: a line of credit mortgage is not generally a loan set up to purchase a property, but rather set up against the equity in an existing property. This loan type is only a good idea for very diligent buyers who can strictly manage their spending.


You have access to credit (should you need it) for a particular time frame
You could pay lower interest because the loan is secured against your property (and you’re therefore seen as a lower risk to lenders)

Poor loan management could result in you losing your equity (or even your house) if you struggle to make the repayments


As the name suggests a construction home loan is specifically established for those prospective home owners that are building a home rather than buying an established home. The loan structure of a construction home loan is different to a loan for an established property. Building a property is generally a straight forward process however a construction home loan allows for what is known as a progressive draw down. Reputable builders like Ausmar Homes have a strong network of suppliers and service providers across the entire house build process, including construction home loan and financial advisory specialists.

The total amount of the loan is generally based on the aspects of the property upon completion of the build. However, the draw down of the loan, or the amount you borrow, progressively increases throughout key milestones of a build. Generally, a construction loan will be interest only for the first period of the loan and then revert to a more typical principle and interest arrangement.


As the loan is being progressively drawn down, interest and repayments are calculated based only on the funds used so far. For example, if by the third progressive payment, only $150,000 has been drawn down on a $300,000 loan, interest would only be charged on $150,000.


Most lenders will require you to use all of your previously released equity before they will release the proceeding payments.


The takeaways from this would be

There is no ONE home loan that is the be all and end all or a one size fits all option. So be sure to align yourself with experts in the industry who can help you navigate the process and find the best home loan option for your particular circumstances and plans.

Getting a foot in the property market is no longer an impossible dream, you can now have an Ausmar Home to call your own with a deposit as low as 10k. This exclusive first home buyer solution gives you the opportunity to build a brand-new home with Ausmar Homes and all you need is;

To have a solid rental history, even if it’s as short as three months,
To be able to qualify for the state governments first owners grant and
To have a clear credit history

Ausmar Homes first home buyer’s solution (as with all our home builds) is backed by honesty, integrity and transparency throughout the entire build process.

Simply contact our First Home build specialists and we’ll be in touch and have you on your way to owning your first home sooner than you thought.


Buying your first home is exciting, it’s overwhelming, it’s incredible, it’s scary, it’s a sense of accomplishment and it’s likely one of the biggest purchases you are likely to make. It can, and often at times will feel like a bit of an emotional rollercoaster, but there are things that you can do to prepare for the emotional journey ahead.

Besides the sheer pride of homeownership, buying a home will help you achieve financial security and stability, allowing you to contribute to your own net worth (not someone else’s).

The key to an enjoyable and stress-free home buying experience is to arm yourself with as much knowledge and information as possible – be an educated buyer.

Below is a list of common mistakes that first home buyers make (but YOU don’t have to).


Not shopping around for a competitive home loan

Even though saving for your home loan deposit might seem the most challenging part of buying a home, the hard work doesn’t stop there. Next step is finding a reasonably priced property and securing an appropriate home loan that suits your lifestyle and financial position.

The most expensive mistake that a lot of first home buyers make is to get a rate quoted by only one lender. As overwhelming as the home loan process can be, it pays to shop around and having those two or three additional quotes could save you thousands over the life of your loan. A good idea is to look for a home loan option that gives you flexibility and will ultimately cost you less over the life of your loan.

To note: It is important to know the difference between getting quotes (researching) lenders and actually applying for a home loan.

It’s not advised to submit multiple home loan applications – each time you submit a home loan application it will show on your credit report (which can be accessed by any financial institution). Having multiple applications in at once is somewhat frowned upon by lenders and may make it harder for your loan to be approved.

If you’re unsure about which loan/lender is best suited to your situation, consider engaging the help of a professional to guide you through the process from reviewing loan options, pre-approval, loan applications and all the support you need to better understand the process.

Good practice would be to get quotes and research multiple home loan options first, compare all your options and choose a lender that best fits your circumstances and then apply for a loan with that one lender.


Not getting pre-approval

Before you start visiting open houses and dreaming of how you’ll decorate your new home, make sure that you have the backing of a lender that’s willing to help you make your dream a reality. Getting pre-approval for a loan is not mandatory but it is quite a valuable step in the home buying process. A loan pre-approval means that a lender has agreed, in principle, to lend you an amount of money towards the purchase of your home.

Usually, when a lender pre-approves you for a loan, they will do so for a specific amount, so you can focus your house hunting on the properties you can afford. Getting a home loan pre-approval gives hopeful home buyers a realistic budget to work with, allowing you to narrow your search and negotiate with certainty. Save time by looking at a home you can actually afford.

A particularly significant benefit of getting pre-approval from a lender is that it puts you in a more favourable position with the seller by showing that you are serious about purchasing a home and also that the particular home is within your budget. This automatically assures the seller that you are not a tyre kicker.

Quite simply put, home loan pre-approval validates your credibility to the seller – this could be the difference between your ideal home becoming yours or someone else’s. So, if you are serious about getting out of the rent trap and want to get into your own home sooner, don’t miss out on the opportunity simply because you didn’t exercise due diligence by getting pre-approval.

It is always good financial practice to air on the side of caution and give yourself an adequate financial buffer for unexpected costs that may arise (pre-approval gives you this clarity to allow you to budget accordingly).

When building a home with reputable builders like Ausmar Homes, the team walk you through the entire build process and inform you of all costs involved from the beginning, so you have no nasty surprises.


Not planning for the true cost of buying a home

A big mistake that many first home buyers make is to underestimate the increase in expenses when they go from renting to owning. These additional (or hidden) costs manifest in two stages;

During the home buying process
Buying a house is not just about paying the price of the home, there are some additional costs that home buyers need to be aware of before you even move into your new home, this depends largely on the value of the home you purchase and includes but is not limited to;

Loan application fees
Conveyancing and legal fees
Mortgage registration fees
Building and pest inspection fees
Stamp duty (depending on the price of the property)
Lender’s mortgage Insurance (if applicable)
Over the life of living in your home
It’s not uncommon when going from renting to deciding to buy a home that many first home buyers purchase a home that is bigger than the home they have been renting, with this bigger home comes increased costs – utilities, insurance and ongoing maintenance

In order to stay on the front foot (and avoid any surprises) when you decide to buy a house, it’s important that you budget not just for your mortgage repayment, but for your total monthly expenses before you start searching.

Not doing the recommended inspections

It’s these small investments at the start of the home buying process that can save you the biggest headaches. Buying a home is a huge financial decision (and the biggest single purchase you’ll make) so naturally you’d want to be sure that your investment is structurally sound and conducting professional building and pest inspections is how you can assess this.

A thorough inspection can expose costly problems ahead of time and can save you bucket loads of money down the track, fully knowing the state of the house can also help you in negotiating with the seller for either a better price or to have the repair costs passed on to them directly.

If the uncertainty and risk of buying an existing house is more stress than benefit, building a brand-new home (as opposed to buying existing) is a way to significantly reduce the financial risk of having to deal with maintenance and potential repair of an older building and also gives you peace of mind on the structural integrity of your home.

Letting emotion take over logic

No doubt you’re going to experience a range of emotions when you buy or build your first home, and rightly so – it’s a significant milestone! But don’t get too caught up in the emotion during the process, this is where you need to be at your most sensible.

As soon as decisions are led by emotion, you become blinded to any red flags like over extending your budget, overlooking significant structural problems and even buying impulsively and suffering buyer’s remorse. Having a professional to guide you through the process is key and will ensure that you get the perfect home for your lifestyle and your ROI (and that’s a first home buying experience done right!).

There is no single way to get into the property market and a wide range of options are available to first home buyers and much like all things in life, there is no quick fix if your home buying process doesn’t go as planned. So be sure to align yourself with experts in the industry who can help you navigate the process.

Getting a foot in the property market doesn’t need to be an impossible dream, you can now have an Ausmar Home to call your own with a deposit as low as 10k. This exclusive first home buyer solution gives you the opportunity to build a brand-new home with Ausmar Homes and all you need is;

To have a solid rental history, even if it’s as short as three months,
To be able to qualify for the state governments first owners grant and
To have a clear credit history
Ausmar Homes first home buyer’s solution (as with all our home builds) is backed by honesty, integrity and transparency throughout the entire build process.

Simply contact our First Home build specialists and we’ll be in touch and have you on your way to owning your first home sooner than you thought.